*,:before,:after{box-sizing:border-box;margin:0;padding:0}:root{--primary-dark:#1e3a8a;--primary:#2563eb;--primary-light:#3b82f6;--accent:#60a5fa;--bg:#fff;--surface:#f0f7ff;--surface-2:#e8f0fe;--header:#0f172a;--text:#1e293b;--text-muted:#64748b;--border:#e2e8f0;--success:#16a34a;--warning:#d97706;--danger:#dc2626;--radius:8px;--radius-lg:12px;--shadow:0 1px 3px #0000001a, 0 1px 2px #0000000f;--shadow-md:0 4px 6px #00000012, 0 2px 4px #0000000f;--shadow-lg:0 10px 15px #0000001a, 0 4px 6px #0000000d}body{background:var(--bg);color:var(--text);font-family:Inter,system-ui,-apple-system,sans-serif;font-size:14px;line-height:1.5}.app-shell{min-height:100vh;display:flex}.sidebar{background:var(--header);z-index:100;flex-direction:column;flex-shrink:0;width:260px;min-height:100vh;display:flex;position:fixed;top:0;bottom:0;left:0}.main-content{flex-direction:column;flex:1;min-height:100vh;margin-left:260px;display:flex}.page-header{border-bottom:1px solid var(--border);z-index:50;background:#fff;align-items:center;gap:12px;padding:16px 24px;display:flex;position:sticky;top:0}.page-body{flex:1;padding:24px}.sidebar-logo{border-bottom:1px solid #ffffff14;padding:20px 20px 16px}.sidebar-logo h1{color:#fff;font-size:18px;font-weight:700}.sidebar-logo span{color:var(--accent);letter-spacing:.5px;font-size:11px}.sidebar-nav{flex:1;padding:12px 0;overflow-y:auto}.nav-section{color:#475569;letter-spacing:1px;text-transform:uppercase;padding:8px 16px 4px;font-size:10px;font-weight:600}.nav-item{color:#94a3b8;cursor:pointer;text-align:left;background:0 0;border:none;align-items:center;gap:10px;width:100%;padding:9px 20px;font-size:13px;font-weight:500;text-decoration:none;transition:all .15s;display:flex}.nav-item:hover{color:#fff;background:#ffffff0f}.nav-item.active{color:#93c5fd;border-right:3px solid var(--primary-light);background:#2563eb40}.nav-item svg{flex-shrink:0;width:16px;height:16px}.sidebar-footer{border-top:1px solid #ffffff14;padding:16px 20px}.sidebar-user{align-items:center;gap:10px;display:flex}.avatar{background:var(--primary);color:#fff;border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;font-size:13px;font-weight:700;display:flex}.sidebar-user-info p{color:#fff;font-size:13px;font-weight:600}.sidebar-user-info span{color:#64748b;text-transform:capitalize;font-size:11px}.card{border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow);background:#fff;padding:20px}.card-header{justify-content:space-between;align-items:center;margin-bottom:16px;display:flex}.card-title{color:var(--text);font-size:15px;font-weight:600}.stat-grid{grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:16px;margin-bottom:24px;display:grid}.stat-card{border:1px solid var(--border);border-radius:var(--radius-lg);box-shadow:var(--shadow);background:#fff;align-items:flex-start;gap:14px;padding:20px;display:flex}.stat-icon{border-radius:10px;flex-shrink:0;justify-content:center;align-items:center;width:44px;height:44px;display:flex}.stat-icon.blue{color:var(--primary);background:#eff6ff}.stat-icon.green{color:var(--success);background:#f0fdf4}.stat-icon.amber{color:var(--warning);background:#fffbeb}.stat-icon.red{color:var(--danger);background:#fef2f2}.stat-value{color:var(--text);font-size:22px;font-weight:700}.stat-label{color:var(--text-muted);margin-top:2px;font-size:12px}.btn{border-radius:var(--radius);cursor:pointer;border:none;align-items:center;gap:6px;padding:8px 16px;font-size:13px;font-weight:600;text-decoration:none;transition:all .15s;display:inline-flex}.btn-primary{background:var(--primary);color:#fff}.btn-primary:hover{background:var(--primary-dark)}.btn-secondary{background:var(--surface);color:var(--primary);border:1px solid var(--border)}.btn-secondary:hover{background:var(--surface-2)}.btn-success{background:var(--success);color:#fff}.btn-success:hover{background:#15803d}.btn-danger{background:var(--danger);color:#fff}.btn-danger:hover{background:#b91c1c}.btn-sm{padding:5px 10px;font-size:12px}.btn-lg{padding:11px 22px;font-size:15px}.btn:disabled{opacity:.6;cursor:not-allowed}.form-group{margin-bottom:16px}.form-label{color:var(--text);margin-bottom:6px;font-size:13px;font-weight:600;display:block}.form-label .req{color:var(--danger);margin-left:2px}.form-control{border:1.5px solid var(--border);border-radius:var(--radius);width:100%;color:var(--text);background:#fff;outline:none;padding:9px 12px;font-size:13px;transition:border-color .15s}.form-control:focus{border-color:var(--primary);box-shadow:0 0 0 3px #2563eb1f}.form-control.error{border-color:var(--danger)}.form-error{color:var(--danger);margin-top:4px;font-size:12px}.form-hint{color:var(--text-muted);margin-top:4px;font-size:12px}.form-row{grid-template-columns:1fr 1fr;gap:16px;display:grid}.form-grid-3{grid-template-columns:repeat(3,1fr);gap:16px;display:grid}.table-wrap{overflow-x:auto}table{border-collapse:collapse;width:100%}thead th{background:var(--surface);text-align:left;color:var(--text-muted);text-transform:uppercase;letter-spacing:.5px;border-bottom:1px solid var(--border);padding:10px 14px;font-size:12px;font-weight:600}tbody td{border-bottom:1px solid var(--border);padding:12px 14px;font-size:13px}tbody tr:last-child td{border-bottom:none}tbody tr:hover{background:var(--surface)}.badge{border-radius:20px;align-items:center;padding:3px 9px;font-size:11px;font-weight:600;display:inline-flex}.badge-pending{color:#92400e;background:#fef3c7}.badge-submitted{color:#1e40af;background:#dbeafe}.badge-approved{color:#166534;background:#dcfce7}.badge-rejected{color:#991b1b;background:#fee2e2}.badge-active{color:#166534;background:#dcfce7}.badge-draft{color:#475569;background:#f1f5f9}.badge-disbursed{color:#0369a1;background:#e0f2fe}.badge-closed{color:#475569;background:#f1f5f9}.badge-under_review{color:#713f12;background:#fef9c3}.badge-matured{color:#7c3aed;background:#f3e8ff}.auth-page{background:linear-gradient(135deg, var(--primary-dark) 0%, var(--primary) 100%);min-height:100vh;display:flex}.auth-left{flex:1;justify-content:center;align-items:center;padding:40px;display:flex}.auth-brand{color:#fff}.auth-brand h1{margin-bottom:12px;font-size:36px;font-weight:800}.auth-brand p{color:#ffffffbf;max-width:360px;font-size:16px;line-height:1.6}.auth-features{flex-direction:column;gap:16px;margin-top:40px;display:flex}.auth-feature{color:#ffffffd9;align-items:center;gap:12px;font-size:14px;display:flex}.auth-feature-icon{background:#ffffff26;border-radius:8px;flex-shrink:0;justify-content:center;align-items:center;width:36px;height:36px;display:flex}.auth-right{background:#fff;justify-content:center;align-items:center;width:480px;padding:40px;display:flex}.auth-form-wrap{width:100%;max-width:380px}.auth-title{color:var(--text);margin-bottom:4px;font-size:24px;font-weight:700}.auth-subtitle{color:var(--text-muted);margin-bottom:28px;font-size:13px}.auth-logo{align-items:center;gap:8px;margin-bottom:32px;display:flex}.auth-logo-icon{background:linear-gradient(135deg,var(--primary-dark),var(--primary));border-radius:10px;justify-content:center;align-items:center;width:40px;height:40px;display:flex}.auth-logo span{color:var(--primary-dark);font-size:18px;font-weight:800}.loading-screen{background:var(--surface);justify-content:center;align-items:center;min-height:100vh;display:flex}.spinner{border:3px solid var(--border);border-top-color:var(--primary);border-radius:50%;width:36px;height:36px;animation:.6s linear infinite spin}@keyframes spin{to{transform:rotate(360deg)}}.alert{border-radius:var(--radius);align-items:flex-start;gap:8px;margin-bottom:16px;padding:12px 16px;font-size:13px;display:flex}.alert-error{color:#991b1b;background:#fef2f2;border:1px solid #fecaca}.alert-success{color:#166534;background:#f0fdf4;border:1px solid #bbf7d0}.alert-info{color:#1e40af;background:#eff6ff;border:1px solid #bfdbfe}.alert-warning{color:#92400e;background:#fffbeb;border:1px solid #fde68a}.kyc-status-banner{border-radius:var(--radius-lg);align-items:center;gap:16px;margin-bottom:24px;padding:20px 24px;display:flex}.kyc-status-banner.pending{background:#fffbeb;border:1px solid #fde68a}.kyc-status-banner.submitted{background:#eff6ff;border:1px solid #bfdbfe}.kyc-status-banner.approved{background:#f0fdf4;border:1px solid #bbf7d0}.kyc-status-banner.rejected{background:#fef2f2;border:1px solid #fecaca}.tabs{border-bottom:2px solid var(--border);gap:2px;margin-bottom:24px;display:flex}.tab-btn{color:var(--text-muted);cursor:pointer;background:0 0;border:none;border-bottom:2px solid #0000;margin-bottom:-2px;padding:10px 18px;font-size:13px;font-weight:600;transition:all .15s}.tab-btn.active{color:var(--primary);border-bottom-color:var(--primary)}.tab-btn:hover:not(.active){color:var(--text)}.modal-overlay{z-index:200;background:#0006;justify-content:center;align-items:center;padding:20px;display:flex;position:fixed;inset:0}.modal{border-radius:var(--radius-lg);width:100%;max-width:560px;max-height:90vh;box-shadow:var(--shadow-lg);background:#fff;padding:28px;overflow-y:auto}.modal-title{margin-bottom:20px;font-size:18px;font-weight:700}.modal-actions{justify-content:flex-end;gap:10px;margin-top:24px;display:flex}.empty-state{text-align:center;padding:60px 20px}.empty-state svg{width:48px;height:48px;color:var(--border);margin-bottom:16px}.empty-state h3{color:var(--text-muted);margin-bottom:8px;font-size:16px;font-weight:600}.empty-state p{color:var(--text-muted);font-size:13px}.page-hero{background:linear-gradient(135deg,var(--primary-dark),var(--primary));color:#fff;border-radius:var(--radius-lg);margin-bottom:24px;padding:28px 24px}.page-hero h2{font-size:22px;font-weight:700}.page-hero p{color:#fffc;margin-top:4px;font-size:13px}.divider{background:var(--border);height:1px;margin:20px 0}.flex{display:flex}.items-center{align-items:center}.justify-between{justify-content:space-between}.gap-2{gap:8px}.gap-3{gap:12px}.gap-4{gap:16px}.mt-1{margin-top:4px}.mt-2{margin-top:8px}.mt-3{margin-top:12px}.mt-4{margin-top:16px}.mb-4{margin-bottom:16px}.mb-6{margin-bottom:24px}.text-sm{font-size:12px}.text-muted{color:var(--text-muted)}.font-bold{font-weight:700}.w-full{width:100%}@media (width<=768px){.sidebar{transform:translate(-100%)}.main-content{margin-left:0}.form-row,.form-grid-3{grid-template-columns:1fr}.auth-left{display:none}.auth-right{width:100%}.stat-grid{grid-template-columns:1fr 1fr}}